These are the terms and conditions which apply to your use of this website. Please read them carefully. By proceeding with access to this website you are deemed to have accepted these terms and conditions.

Please note that this website is intended for use by residents of the GCC whilst in the GCC only. It is not applicable to residents/investors of other countries because the law in other countries may restrict the distribution of the information and products on this website. By continuing to access, view or make use of this website and any related content and services, you hereby warrant and represent to us that you are located in the GCC. For the avoidance of doubt, none of the information on this website constitutes an offer to contract in any countries in which it is available including the GCC.

General
This site is provided by Gulf Insurance Group (Gulf) B.S.C. (c)‚ whose registered office is at Unit 51, Building 298, Road 4609, Block 346 Manama/Sea Front P.O. Box 11442, Kingdom of Bahrain. Gulf Insurance Group (Gulf) B.S.C. (c). is registered in the Kingdom of Bahrain under commercial registration number 22373 and authorised and regulated by the Central Bank of Bahrain, with branches in the UAE, at the Churchill Executive Tower, Business Bay area at P.O. Box 5862, Dubai, United Arab Emirates and registered in the Insurance Companies Register - Certificate No (69), in the Sultanate of Oman under CR 1112244, at P.O. Box 1276, P.C. 112, Ruwi, Sultanate of Oman and in Qatar, at the Qatar Financial Centre, Office 604, 6th Floor, QFC Tower, West Bay, P.O. BOX 15319, Doha, State of Qatar registered under QFC License no. 00024.

Some of the information available on this website has been provided by other companies within the GIG Group of Companies. Separate terms and conditions govern that information, and these are available when you access the relevant pages within the websites of those companies.
This website may also contain hypertext links to websites operated by other third parties. These links are provided for your information only. We have no control over the contents of those sites or resources. The responsibility for those websites belongs to the third parties who are identified as operating those websites. Separate terms and conditions will also apply to those websites. 

Availability
Gulf Insurance Group (Gulf) B.S.C. (c) will endeavor to ensure that this website is accessible for 24 hours a day but will not be liable if‚ for any reason‚ the website is unavailable for any time or for any period. Gulf Insurance Group (Gulf) B.S.C. (c) will have the right to suspend access to the site temporarily or permanently and without notice.    
Gulf Insurance Group (Gulf) B.S.C. (c) will not be liable for any loss or damage arising in contract‚ tort or otherwise if this website is unavailable or is suspended for any reason.

Rules about linking to our site

• You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.
• You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.
• You must not establish a link to our site in any website that is not owned by you.
• Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page.
• We reserve the right to withdraw linking permission without notice.
• If you wish to link to or make any use of content on our site other than that set out above, please contact Digital@gig-gulf.com. 

No text or data mining, or web scraping
You shall not conduct, facilitate, authorise or permit any text or data mining or web scraping in relation to our site, or any services provided via, or in relation to, our site.

Information
The information contained on this website is provided for information purposes only and Gulf Insurance Group (Gulf) B.S.C. (c) will use reasonable care and skill to ensure that it is accurate at the date of publication. However‚ because of the nature of the internet‚ there may be circumstances in which errors occur within the information. Consequently, Gulf Insurance Group (Gulf) B.S.C. (c) makes no warranty as to the accuracy of any information on this website and cannot accept liability for any errors or omissions within it.

We are not responsible for viruses, and you must not introduce them
We do not guarantee that our site will be secure or free from bugs or viruses.
You are responsible for configuring your information technology, computer programmes and platform to access our site. You should use your own virus protection software.
You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored, or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you may commit a criminal offence. We will report any such breach to the relevant law enforcement authorities, and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.

Security
Gulf Insurance Group (Gulf) B.S.C. (c) will take all reasonable steps to ensure that any information you provide via email on this website is kept secure‚ but please remember that because of the nature of the internet‚ the security of emails cannot be guaranteed. Consequently, your privacy cannot be guaranteed. There is no guarantee that any emails sent will be received by us.
Additional information regarding the security of personal data and the use of cookies is available in our privacy policy.

Liability
Gulf Insurance Group (Gulf) B.S.C. (c) accepts no responsibility for the content of or your use of any website which is accessed via a hypertext link from this website.
Gulf Insurance Group (Gulf) B.S.C. (c) cannot warrant that this website is free of viruses or technical defects of any description and accepts no responsibility for any technical problems arising from your use of this website.

Gulf Insurance Group (Gulf) B.S.C. (c) excludes all implied conditions, warranties, representations or other terms that may apply to this website or any content on it. Gulf Insurance Group (Gulf) B.S.C. (c) will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:

• use of, or inability to use, this website; or
• use of or reliance on any content displayed on this website.

In particular, Gulf Insurance Group (Gulf) B.S.C. (c) will not be liable for: loss of profits, sales, business, or revenue, business interruption,     loss of anticipated savings, loss of business opportunity, goodwill or reputation or any indirect or consequential loss or damage.
Gulf Insurance Group (Gulf) B.S.C. (c) does do not exclude or limit in any way our liability to you where it would be unlawful to do so. This includes liability for death or personal injury caused by our negligence or the negligence of our employees, agents, or subcontractors and for fraud or fraudulent misrepresentation.

Copyright and other Intellectual Property Rights
The registration of the GIG Gulf logo as a registered trademark is pending. Gulf Insurance Group (Gulf) B.S.C. (c) owns the copyright and all other intellectual property rights existing on or within this website.
You are not permitted to download‚ print‚ redistribute or extract any information from this website other than for your personal and non-commercial use.
You are not permitted to reproduce‚ modify or in any way change any of the information available on this website.

Data Protection and Privacy    
Any personal information you supply to Gulf Insurance Group (Gulf) B.S.C. (c) via this website will be treated in accordance with applicable local GCC data protection law.
Additional information regarding the privacy of personal data‚ and the use of cookies is available in our privacy policy.

Applicable Law
Gulf Insurance Group (Gulf) B.S.C. (c) have established this website in the GCC. The law of Dubai in the United Arab Emirates shall govern its use at all times and in the event of a dispute the parties shall irrevocably submit to the exclusive jurisdiction of the courts of Dubai.
 
We may revise the Terms and Conditions of Use at any time by amending this page. Please check this page from time to time to take notice of any changes we make, as they are binding on you.